Wealth plans thoughtfully created to help meet your goals.
You’re living longer and have great expectations for the life you’ve imagined. That’s why we focus on providing you with the income, liquidity, and cash flow you need today and sustain your lifestyle long after you have left the workforce.
We invest your money the way we invest in you: personally. We evaluate your exposure to risk and develop a personalized investment portfolio to help ensure your wealth lasts a lifetime and beyond.
Whether you’re just beginning to save for retirement or have recently stopped working, we work with you to assess if you’re on track to support the lifestyle you want in retirement. Using our technology-enabled Envision® planning tool and investment experience, we help you prioritize your retirement dreams and then build investment strategies to help achieve them.
Based on your Envision plan, we set an appropriate asset allocation strategy – so you’re never taking on more risk than necessary - to pursue your goals and objectives. We also consider adding life, disability, and long-term care insurance solutions to help protect you and your family from the unexpected1.
With our years of experience in trust and estate planning, we help you use your wealth to support the people and the causes you care about. We work closely with your attorney, accountant and other advisors to coordinate the services you need through Wells Fargo affiliates.
You’ve worked hard to make your business succeed. When considering what comes next – whether it’s expansion or a sale of your business – you can feel confident that the Decker Wealth Management team has the experience, skills and access to the necessary knowledge to guide you at every stage of the process.
See how we can help you plan for and accomplish your goals while reducing the noise and confusion from the financial markets.
During our initial meeting we have a conversation to learn about your life, career, and priorities. We talk about your life and financial expectations. Then, together, we decide if we should move forward.
Next, we get to work analyzing your financials. We take an inventory of your financial life. Tapping our Envision® planning tool, we’ll build your plan and map a financial course to your future.
Once your plan is in motion, you’ll be able to focus on where you’re headed. Feel confident about the future knowing all your financial pieces are in place.
We're an agile team with the business acumen, skills and experience to monitor and adapt your plan, when necessary, to keep it in sync with your changing life.
1 Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
2 Trust Services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliate do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.
3 Wells Fargo Wealth Management provides products and services through Wells Fargo Bank, N.A. and its various affiliates and subsidiaries. Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company.
IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.
Envision methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2018 Weathcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.
The Envision process helps you and your Financial Advisor clearly understand your personal values and goals. You and your Financial Advisor can then design a unique investment strategy suited to your goals and financial situation. Unlike financial planning, however, Envision does not include a detailed analysis of insurance, real estate investment or savings strategies. It also does not cover estate and tax planning. If you desire the benefits of a broader, more comprehensive financial planning service, talk to your Financial Advisor about purchasing a comprehensive financial plan.